Your Guide To Credit Cards

Financial institutions are getting more and more creative with their credit cards and their credit card offers but all these services certainly come at a cost in the form of certain fees. As long as the benefits outweigh the cost, it is all worth it. In this article, we will try to determine if Amex Gold is Worth it or not. We shall do so by looking at its fees and charges and comparing them with regards to the many benefits it offers. American Express Gold Card Fees: Let us start by looking at the Amex Gold Card joining fees: Annual Fee: The Amex Gold card provides two options for paying its annual fee: Annual fee of Rs. 4500 + Taxes Monthly fee of Rs. 375 + Taxes American Express Gold Card Benefits: Let us compare American Express Credit Cards benefits: Rewards: 1 Reward point on every Rs. 50 spend. 5X Rewards on Shop, dine and travel. Travel Benefits: Up to 20% off at hotel stays and food and beverages at Heritage Hotels and Resorts. Up to 15% off on hotel stays at The Leela and up

It is important to not only identify the Best Travel Credit Cards for yourself but also to narrow it down to domestic travel or international travel. If you are someone who travels domestically in India more, then it will surely help you to choose a credit card that can improve your specific experience by providing relevant services like free domestic lounge access , domestic air miles, discount on dining, and more. Here are some of the best credit cards for domestic travel in India:   1. SBI Yatra Credit Card Key Features:   ●      Rs. 8250/- worth Yatra.com vouchers on joining. ●      Rs. 1,000 off on domestic flight bookings, minimum spend of Rs. 5,000. ●      20% off up to Rs. 2000 on domestic hotels on minimum spending of Rs. 3,000. ●      6 Reward Points = Rs. 100/- spend ●      Complimentary Air Accident cover of Rs. 50 lacs ●      Easy FlexiPay EMIs on Rs. 2500 spend or more. Joining Fee: Rs. 499/- + Applicable Charges.   2. Air India SBI Signature

It is not always rainbows when it comes to applying for a credit card. You might be attracted to getting a credit card because of the perks and benefits it has to offer. But managing a credit card comes with a handful of duties and care. Every time you make a transaction with a credit card you are charged a processing fee which is also known as credit card processing fees. Owning a credit card comes with major responsibilities as you will be required to pay all the charges and dues if you do not want to incur a high rate of interest on the outstanding balances. To make your credit card experience worthwhile you need to watch out and try to eliminate credit card processing fees by adopting certain healthy ways. Hereunder are three ways that you can consider: Educate yourself: You need to be thorough about the credit card processing fees. Gather all the information by reading articles or by visiting the credit card issuer’s office to get information about your credit card processing fee