Is The Amex Gold Worth It?


Financial institutions are getting more and more creative with their credit cards and their credit card offers but all these services certainly come at a cost in the form of certain fees. As long as the benefits outweigh the cost, it is all worth it.

In this article, we will try to determine if Amex Gold is Worth it or not. We shall do so by looking at its fees and charges and comparing them with regards to the many benefits it offers.


American Express Gold Card Fees:

Let us start by looking at the Amex Gold Card joining fees:

Annual Fee: The Amex Gold card provides two options for paying its annual fee:

  • Annual fee of Rs. 4500 + Taxes
  • Monthly fee of Rs. 375 + Taxes

American Express Gold Card Benefits:

Let us compare American Express Credit Cards benefits:

Rewards:

  • 1 Reward point on every Rs. 50 spend.
  • 5X Rewards on Shop, dine and travel.

Travel Benefits:

  • Up to 20% off at hotel stays and food and beverages at Heritage Hotels and Resorts.
  • Up to 15% off on hotel stays at The Leela and up to 7% off on selected hotels on Agoda.
  • Exclusive MakeMyTrip Benefits.
  • Up to 25% off at Radisson Blu Plaza Delhi Airport on Stays, Dining, and Food Delivery.
  • Up to 25% off at designated spas and resorts.

Dining Benefits:

  • Up to 20% off on designated restaurants on Easy Dinner App with PayEazy.
  • Up to 50% off for up to 10 guests at The Lodhi.

Healthcare and Wellness benefits:

  • Online doctor consultation at Rs. 15 only.
  • MediBuddy Gold Membership worth ₹1,499.
  • Up to 60% off and an additional 20% off on health checkups.
  • Complementary health checkups.

Educational benefits:

  • Complimentary series of ‘Master Classes’ on Vedantu.
  • Additional 20% off on all Vedantu courses from classes 2 - 12
  • Exclusive webinars for Cardmembers.
  • Up to 20% off on whitehat jr. courses.
  • Up to 35% off on Master and Certification Courses on Edureka

Lifestyle benefits:

  • Up to 30% off on gourmet essentials.
  • Up to 20% off on all flowers booked online at Interflora.
  • Up to 15% instant discount on purchase worth ₹500 and above at Ferns N Petals.
  • Flat 25% off on all CA assisted services for individuals and corporations

As we can see, the American Express Gold Card provides a wide array of benefits so now you decide, is Amex gold worth it or not? If you are someone whose spending needs are in line with the benefits of the Amex gold card, then it will surely be worth it for you. So, compare American Express credit cards benefits to conclude if you'd like to go ahead with it or like to explore more options. 

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