ICICI BANK EMERALDE CREDIT CARD VS SAPPHIRO CREDIT CARD

 


ICICI offers many credit cards and each one of them have its own unique benefits, the top two credit cards are ICICI BANK EMERALDE CREDIT CARD and ICICI BANK SAPPHIRO CREDIT CARD. ICICI Bank Emerald credit card is one of the top super-premium credit cards in India, this credit card is a high-end lifestyle card that is ideal for people with high net worth who want to take advantage of lavish features on their card. Whereas the ICICI Bank Sapphiro Credit Card is a high-end credit card that is available in Mastercard and Visa network forms, with this premium credit card, you may take advantage of a wide range of lifestyle benefits in areas like eating, travel, and entertainment. ICICI BANK EMERALDE CREDIT CARD: ICICI Bank Emerald Credit Card is one of the top super-premium credit cards in India, it brims with several advantages. This high-end lifestyle card is ideal for people with high net worth who want to take advantage of great features. One of the premium advantages of this card is unlimited free visits to lounges. Another is golf lessons and rounds at the best golf courses, as well as hotel membership. Joining fee: Rs. 12,000. Benefits:

  • Benefits averaging about Rs. 3,00,000 per year.
  • Through BookMyShow, purchase one ticket to receive up to Rs. 750 off of a second ticket, up to four times every month.
  • The Dreamfolks membership programme offers free access to foreign airport lounges.
  • Take advantage of the Culinary Treats Program's minimum 15% discount on meals at participating venues.
  • A Rs. 3 crore air accident insurance policy.
SAPPHIRO CREDIT CARD: ICICI Bank Sapphiro Credit Card offers premium advantages to users, including free access to airport lounges, golf privileges, and more. It is ideal for both domestic and international travelers. Joining fee: Rs. 6,500. Benefits:

  • After paying the registration fee, receive welcome vouchers worth Rs 10,000 for travel and shopping.
  • Through www.bookmyshow.com, you may purchase one movie or event ticket and receive up to Rs. 500 off of a second ticket twice a month.
  • At selected establishments, receive a minimum 15% discount on your dining expenses.
  • Free access to two international airport lounge visits each year.
  • For every Rs. 100 spent on fuel, utilities, and insurance categories, earn 1 cashback Point.
  • Up to 4 rounds of golf are provided without charge each month.

BOTTOM LINE: 

Both the cards are exceptional in their own way, ICICI Bank Sapphiro Credit Card is a good choice if you frequently travel abroad or domestically, and if you like to use the airport lounge. ICICI Emerald credit card comes at a high joining fee and has a strict eligibility criteria, nevertheless, if you can make the most of your credit card, the annual/monthly charge looks like a good deal for all the advantages and features that can be obtained using the Emeralde credit card. The overall return will appear to be fairly decent if you look closely at the perks it offers like spas, lounges, and other amenities, among others.


Comments

Post a Comment

Popular posts from this blog

Axis Bank Neo Credit Card Vs Ace Credit Card

Image
Axis Bank is a leading bank that offers a wide range of credit cards. In this article, we have compared Axis Bank Neo credit card and Axis Bank Ace credit card. Both credit cards are ideal for first-time credit card users. You need to first analyze your needs and spending habits so that you can choose the card that compliments them. Having the right credit card helps you maximize its benefits. Without any further ado, hereunder is the comparison between these two credit cards on the basis of their fees, features, and benefits. Keep reading to kick start your research. Axis Bank Neo Credit Card This one is an entry-level credit card that lets you earn 1 Edge points on every Rs. 200 spent. The Axis Bank Neo credit card offers you welcome benefits, shopping benefits, and movie and dining benefits. Here are the key features and benefits of this credit card. Joining Fee: Rs. 250 plus applicable taxes Renewal Fee: Rs. 250 plus applicable taxes Spend-Based Waiver: N/A Features and Benef...
Read more

Does Canceling Credit Cards Affect Your Credit Score?

Image
There might be several reasons to close your credit card account, be it annual fees or unmanageable debt. But should you consider closing your card account if it hurts your credit score just by closing the account itself? Canceling credit cards might not be a good option at times. There are ways in which an individual can consider not closing his/her credit card account to avoid a dip in their credit score . From here, the question arises of how closing a credit card account will affect your credit score. So let’s get started.  Credit Utilization Ratio Closing a credit card account will drop your total available credit and will have an immediate effect on your Credit Score. Since your card limit is no longer able to lend a hand in your Credit available to credit availed ratio, your total utilization rate will increase. Credit History if your Credit account’s age is more than regular, it will have an impact too. Better your credit payment history, the more you are considered for a c...
Read more